[ November 20, 2021 by admin 0 Comments ]

If you are looking for something out-of-the-box, Kinecta specializes in convenient solutions to unconventional problems

If you are looking for something out-of-the-box, Kinecta specializes in convenient solutions to unconventional problems

Want to acquire your first (or second or third) investment property? We can help. Looking to tackle major residential reconstruction? We have a solution. Ready to purchase a vacation home? We’ve got you covered.

Construction to Permanent 1

Building or renovating a home in an established neighborhood? Our Construction-to-Permanent loan covers construction while you’re building, then converts to a fully-amortized mortgage when completed. We offer an up-front rate lock and only require a single appraisal to save you money.

  • Interest-only payments during the construction phase, up to 24 months
  • Loan amounts up to $4 million based on the home’s future appraised value
  • Available for owner-occupied and second homes
  • We apply a commonsense approach to underwriting

More than Single-Family Homes

Kinecta’s low rates, flexible financing options, and local underwriting are perfect for financing a condominium or townhouse. If you are contemplating a second or vacation home, let’s talk!

Non-Owner-Occupied Investment Property

Ready to take the plunge into investment properties or add to your current portfolio up to 4 units? Kinecta offers fixed rates at 80% combined loan-to-value (CLTV) or less. With a variety of flexible lending options, we can meet your financing needs.

Home Insurance 2

Your home or investment property is a big investment. (more…)