If you are looking for something out-of-the-box, Kinecta specializes in convenient solutions to unconventional problems
Want to acquire your first (or second or third) investment property? We can help. Looking to tackle major residential reconstruction? We have a solution. Ready to purchase a vacation home? We’ve got you covered.
Construction to Permanent 1
Building or renovating a home in an established neighborhood? Our Construction-to-Permanent loan covers construction while you’re building, then converts to a fully-amortized mortgage when completed. We offer an up-front rate lock and only require a single appraisal to save you money.
- Interest-only payments during the construction phase, up to 24 months
- Loan amounts up to $4 million based on the home’s future appraised value
- Available for owner-occupied and second homes
- We apply a commonsense approach to underwriting
More than Single-Family Homes
Kinecta’s low rates, flexible financing options, and local underwriting are perfect for financing a condominium or townhouse. If you are contemplating a second or vacation home, let’s talk!
Non-Owner-Occupied Investment Property
Ready to take the plunge into investment properties or add to your current portfolio up to 4 units? Kinecta offers fixed rates at 80% combined loan-to-value (CLTV) or less. With a variety of flexible lending options, we can meet your financing needs.
Home Insurance 2
Your home or investment property is a big investment. (more…)